• http://browser.netscape.com

Does Zions Bank use pop-ups to solicit information?
As an added security measure, Zions Bank will never use pop-ups to solicit personal information. If you encounter a pop-up from Zions Bank asking for personal information, please contact Zions Online Banking Support at 1-800-840-4999 (Mon.-Sat. from 8 a.m. to 8 p.m. MST).

What is email fraud?
There are many types of email fraud. An increasingly common type involves the use of phony emails that ask you to provide sensitive personal information that can be used for identity theft.

It is difficult to detect a fraudulent email because the address of the sender appears to be genuine (such as support@zionsbank.com), as do the graphics and page designs. These emails will often request personal information by luring you into providing it on the spot (e.g., by replying to the email) or by including links to a site that tries to get you to disclose personal data.

The people trying to extract this information may use it to access your accounts and withdraw money, or attempt to open new accounts using your information.

How do I know if I am using Zions Bank's site?
It is important not to rely on links provided in email messages to get to a Web site. Open a new browser window and type in the full address for the site you are trying to visit. For example, type www.zionsbank.com into your browser. You can also tell that you're dealing with Zions Bank because Zions Bank will never send you an email asking for your passwords, credit card numbers, or other sensitive information. We've also implemented SecurEntry as an added layer of protection. When you login to your account online, you will be able to recognize an image (picture) that you have selected, along with a unique phrase chosen by you. Imposter websites that only look like the Zions Bank site will be unable to replicate these details.

How do I report a suspicious email?
If you believe you responded to or received a fraudulent email, immediately contact Zions Online Banking Support at 1-800-840-4999 (Mon.-Sat. from 8 a.m. to 8 p.m. MT).

What can I do to protect my accounts and personal information?
Zions Bank takes every precaution to keep your accounts and personal information secure. You can also take steps to maintain the security of your banking information.

• Remember that creating phony Web sites and sending bogus emails is easy to do. Be cautious about the emails you reply to!
• Never click on a link in an email message that asks you to provide sensitive personal, financial or account information.
• If you are asked to update or verify personal or account information, call Zions Bank directly.
• If asked for personal or account information in an email message, go directly to the Zions Bank Web site. Open a new browser window, type in the Web Address (e.g. www.zionbank.com) and check to see if you must actually perform the task the email may be asking you to do. This may include things like changing your password or opting for electronic statements.
• Never give out your account information or passwords to anyone.
• If you are concerned that you responded to a fraudulent email or Web site, report the fraud to Zions Bank immediately and change your passwords.
• Frequently monitor your account activity.
• Always sign off Web sites or secure areas of Web sites (for example, Internet Banking) for which you use an ID and password to enter.
• When your computer is not in use, shut it down or disconnect it from the Internet.

What is SSL Protocol?
Secure Sockets Layer (SSL) is the leading security protocol on the Internet. The protocol allows client/server applications to communicate in a way that is designed to prevent eavesdropping, tampering, or message forgery. SSL works by using a private key to encrypt data that is transferred over the SSL connection. Both Netscape Navigator and Internet Explorer support SSL, and many Web sites including zionsbank.com, use the protocol to obtain confidential user information. By convention, URLs that require an SSL connection start with https: instead of http:.

What is 128 bit encryption?
Encryption is a sophisticated scrambling method that is designed to prevent unauthorized eavesdropping on electronic data. Encryption works by taking a piece of information and processing it with a mathematical formula (called an "algorithm") that converts the information into a meaningless string of letters and numbers.

128-bit encryption refers to the size of the key used to encrypt the message. A longer key means the encryption is more random. Each extra bit in a key doubles the complexity of the key.